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Opal Advice

Opal Advice

Financial Planning Toowoomba

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07 4659 4688

07 4659 4688

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About us

Retirement Planning

Retirement – it’s a time in life that many of us look forward to. The thought of freedom, choice and leisure on the horizon is enticing. Retirement brings the chance to pursue other interests, to travel, spend time with family and friends, play sport or maybe do some part-time work or volunteering.

Thanks to more than 30 years of compulsory superannuation, we are also retiring with more savings than previous generations and have higher expectations of the lifestyle we wish to enjoy. But that also brings its challenges. The average age of retirement in Australia is between the ages of 62 to 65. We’re living longer too, so today’s 65-year-old men and women can expect to live to 85 and 88 respectively, on average, and many will live well into their 90s.

But to make sure these are the best years of your life you need to ensure your finances can keep up with your retirement goals. There are many areas to consider when planning your retirement – from super, tax, insurance and investments, any remaining debt and estate planning – and that’s just for starters. Before you even consider retirement, you need answers to burning questions such as:

  • Will I have enough to comfortably retire on?
  • Will my financial situation allow me to achieve my retirement goals?
  • When can I feasibly retire?
  • Am I on track to meeting my goals?
  • How long will it take me to reach my goals?

You’ve worked hard your whole life to make sure you can enjoy the lifestyle you deserve, now you just need to make sure your finances can keep up. That’s where we can help.

At Opal Advice, we provide our clients with valuable advice and practical steps to reach their retirement goals and achieve their desired outcomes. We can help you create a personal plan that will allow you to achieve your ideal retirement, which will ensure you’re not confronted by any unwelcome surprises as your retirement time gets closer. We also work collaboratively with our client’s legal and accounting professionals to provide comprehensive solutions. Our expert advice will ensure you stay ahead of the game and are able to enjoy a stress-free and comfortable retirement where you can live life to the fullest.

Make sure these are the best years of your life, and secure your financial future. Let us show you how to effectively plan for your retirement, whether it’s in 20 years or three months. It’s never too early or too late to plan. Think of retirement planning as like planting a tree – the best time to do it was years ago. But if you haven’t done it yet – the second-best time is now.

Let’s chat about how we can help you

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– Free consultation, 2 hour time limit applies

Contact

28-32 Neil Street,
Toowoomba QLD 4350

07 4659 4688

admin@opaladvice.com.au

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Matt Long is a Sub-Authorised Representative No 1003311 of Opal Advice Pty Ltd, Corporate Authorised Representative No 1304390 of Professional Investment Services Pty Ltd, AFSL 234951, ABN 11 074 608 558.

Darren Morris is a Sub-Authorised Representative No 398508 of Opal Advice Pty Ltd, Corporate Authorised Representative No 1304390 of professional Investment Services Pty Ltd, AFSL 234951, ABN 11 074 608 558

This information is general advice. We have not considered your objectives, personal or financial circumstances. You should consider the appropriateness of the advice for your circumstances before making any decision.  You should obtain and consider the relevant Product Disclosure Statement and seek the assistance of an authorised financial adviser before making any decision regarding any products or strategies mentioned in this communication.

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